A New Chapter — Moving from Kallang to JB for a Better Life
What are the reasons more and more Singaporeans are pivoting to JB, living the expat lifestyle just across the border? Well, for this Singapore couple in their mid-40s from Kallang, with two teenage children, it was the fact that life in Singapore, albeit comfortable, was getting too expensive and altogether too stressful. The couple, having fully paid off their condo in Singapore, now see the potential to live a more fulfilling life across the Causeway in JB, where they can benefit from a more serene pace, an internationally-inclined education for their children, as well as more time and more space to live.
Lower Costs, Better Lifestyle
One of the key rationales behind making a move to JB is Malaysia's much lower cost of living. For example, the couple can rent out their Singapore condo and live really rather comfortably on their rental income, thanks also, in part, to the favourable SGD/MYR exchange rate. The considerably lower outlays across the Causeway effectively allow them to enjoy a more luxurious lifestyle, likely being able to afford a large condo or even a landed home, both of which rather unattainable for most of us in Singapore. Who wouldn't want to upgrade their lifestyle, yet still be just 10—15 km away from Singapore? Rebasing to JB is the best of both worlds.
International Schools - A Holistic Education
For their two teenage children, JB offers the advantage of international schools that provide a less exam-focused, more holistic education. These schools place emphasis on critical thinking and global perspectives, preparing students for the world beyond academics. This shift away from the rigid, competitive school system in Singapore allows children to grow in a more balanced environment, which likely will turn out to be beneficial for their future.
Renting First, Buying Later
Now, to test the waters, the couple can rent a condo in JB for 6 months or thereabouts, allowing them to discover if they're compatible with the JB expat-type of lifestyle, i.e. before making any long-term commitments. With that being said, given that more and more Singaporeans have been exploring a relocation to JB, property prices have been gradually increasing. In other words, it's probably a good idea to be aware of the fact that, for best results, there's a timing element involved in this decision.
MM2H— The Best Option for Long-Term Stay
Although the couple could consider using the regular ASEAN social pass to live in JB, i.e. the typical 30-day "chop", this option is probably not really viable for long-term JB residency. Why not? Well, after a few back-to-back visits, they could at some point encounter a CIQ immigration officer keen to know more about their exact situation. To be sure, whilst the so-called "NTL" (Not To Land) denials of entry are rare, they do still occur every so often. To eliminate this risk, the MM2H Silver visa is an option, particularly after the initial 3 to 6 month trial period. MM2H Silver provides a secure and practical solution, offering long-term stability and peace of mind as holders of this visa settle into their new life.
For Singaporean families looking for a change, a way out of the daily grind and the pressure cooker that Singapore has become for many, JB offers a wealth of benefits. From lower costs and overheads to robust healthcare and top-tier education opportunities for their children. By taking advantage of the financial benefits of renting out their Singapore property, combined with MM2H, our hypothetical couple can slide the quality of life more to their favour in JB. And the best part is that they can do this whilst also having Singapore practically at their doorstep, especially once the RTS has been completed. A clear case of getting the best of both worlds.
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